Why do Residents need more insurance if they have Medicare and/or Medicaid?
- 360care insurance plans make comprehensive care accessible and affordable and provide additional benefits that may not be covered by Medicare and Medicaid.
- Coverage is available at no additional out-of-pocket cost for qualifying Residents.
- There are no deductibles, no co-pays, and no waiting periods or prior authorizations for any services. All products, such as glasses, dentures and hearing aids, come with warranties.
How does it work?
- Qualified Medicaid Residents who reside in nursing home facilities pay what income they receive to the facility each month. This amount is referred to as the patient pay liability.
- Federal law mandates that a Medicaid Resident may purchase health insurance policies with his/her income.
- 360care plans qualify as an allowable deduction, so most Residents can have their patient liability reduced by the amount of the insurance premiums.
What does this mean?
- Qualified Medicaid Residents may have all of these benefits covered by the insurance at no additional cost to the Resident or the nursing home facility.
*Check with 360care to see which insurance plans are available in your state.
*360care insurance plans are issued by Citizens Security Life Insurance Company, Louisville, KY.
If you are interested in learning more about these additional benefits, or would like to sign up for the insurance plan, please fill out the contact form below and press submit. We will respond to you soon.
